Desktop Appraisals in San Antonio, Texas

Understanding Desktop Appraisals

A desktop appraisal is completed without an interior inspection of the property. The appraiser develops an opinion of value using available data, such as property records, tax records, prior appraisal reports, photos, and comparable sales. Because the appraiser does not inspect the interior, a desktop appraisal relies on the accuracy of available information and cannot identify conditions that would only be apparent from an inspection. A desktop appraisal is appropriate for some assignments but not others; whether it is suitable depends on the property, the intended use, and the requirements of the party relying on the report.

When You May Need This Appraisal

A desktop appraisal may be useful when:

• An interior inspection is not feasible or necessary for the assignment
• The party relying on the report accepts a valuation without an interior inspection
• Available data is sufficient to develop a credible opinion of value
• A faster, lower-cost valuation is acceptable for the intended use

What the Appraiser Evaluates

The appraiser considers available data, including property records, tax records, prior appraisal reports, photos, and comparable sales. Because the appraiser does not inspect the interior, the appraisal relies on the accuracy of available information. The appraiser does not verify conditions that would only be apparent from an inspection. The scope and limitations of a desktop appraisal should be understood before relying on the report.

How the Process Works

Every assignment is a little different, but a desktop appraisal generally follows these steps:

1. 1We confirm the intended use, intended users, effective date, and scope of the assignment with you.
2. 2We gather available data, records, photos, and comparable sales information.
3. 3We research market data relevant to the property.
4. 4We analyze the data and develop a supported opinion of value.
5. 5We deliver a written report documenting the methodology, evidence, and limitations of the valuation.

Service-Specific Considerations

A desktop appraisal is not appropriate for every assignment. Because the appraiser does not inspect the interior, it cannot identify conditions that would only be apparent from an inspection. Whether a desktop appraisal is sufficient depends on the property, the intended use, and the requirements of the party relying on the report. We do not guarantee that a desktop appraisal will satisfy a particular lender's or third party's requirements. Confirm the applicable requirements before ordering.

Working With Gold Rush Appraisal

Gold Rush Appraisal provides residential and commercial property valuations across the San Antonio, Texas metro area and the surrounding counties we serve. Our certified appraisers prepare independent, documented desktop appraisal reports where appropriate. We approach these assignments with objectivity and clear communication.

Frequently Asked Questions